Hebei expands the pilot Project of Agricultural catastrophe Insurance
Xinhua News Agency, Shijiazhuang, 8 Nov (Reporter Wang Kun) the reporter learned from the Hebei Provincial Department of Finance that in order to further enhance the ability of farmers to operate on a moderate scale to prevent and respond to agricultural catastrophe risks, and to promote the high-quality development of agricultural insurance, On the basis of the original 14 pilot counties, Hebei has increased the number of major grain-producing counties, including Leting County, Chengan County and Guantao County, to carry out agricultural catastrophe insurance pilot projects. At present, the number of pilot counties for agricultural catastrophe insurance in Hebei has reached 35.
The pilot project of agricultural catastrophe insurance is on the basis of ensuring the "direct materialization cost" of the three major grain crops, such as wheat, corn and rice, and takes the moderate scale management subjects such as family farms, large professional households and farmers' cooperatives as the key objects of support. The development of exclusive agricultural catastrophe insurance products, the protection level covers the "direct materialization cost + land rent".
In the pilot specific policy, agricultural catastrophe insurance is divided into basic insurance and exclusive insurance. The basic insurance is for all farmers, and the security level covers the "direct materialized cost". The amount of wheat insurance is 500 yuan / mu, the rate is 4%, the unit premium is 20 yuan / mu, the corn insurance amount is 400 yuan / mu, the rate is 6%, and the unit premium is 24 yuan / mu. The amount of rice insurance is 620 yuan / mu, the rate is 5%, and the unit premium is 31 yuan / mu.
Exclusive insurance is oriented to the exclusive agricultural catastrophe insurance products of moderate scale farmers, and the protection level covers "direct materialized cost + land rent". The insurance amount of wheat is 1000 yuan / mu, the rate is 4%, the premium is 40 yuan / mu, the insurance amount of corn is 700yuan / mu, the rate is 6%, and the premium is 42 yuan / mu. The amount of rice insurance is 1520 yuan / mu, the rate is 5%, and the premium is 76 yuan / mu.
"the specific standards for operating farmers on a moderate scale are more than 60 mu (including 60 mu) of large professional households, family farms, rural cooperatives, and so on." The relevant person in charge of the Hebei Provincial Finance Department said that for the basic insurance and exclusive insurance premium subsidies for all peasant households in the pilot counties, the central government subsidizes 47.5%, and the provincial finance subsidizes 32.5% of the counties directly administered by the provincial government. Subsidies to non-directly administered counties are 27.5%, municipal finance subsidies to non-directly administered counties are 5%, and the proportion of premiums paid by farmers themselves is 20%.