The new version of the measures for the Administration of Health Insurance shall not induce consumers to purchase repeatedly

| gov.cn

Recently, the China Banking and Insurance Regulatory Commission issued the newly revised "measures for the Administration of Health Insurance" (hereinafter referred to as the "measures"), which aims to further promote and standardize the development of health insurance and strive to meet the growing health security needs of the people.

It has been learned that the "measures" have been comprehensively revised from the aspects of definition, classification, product supervision, and sales management of health insurance, standardize the design, sales and operation of health insurance products, and settle claims, and encourage health insurance to fully assume social responsibility. In terms of conceptual positioning, health insurance is positioned as an important part of the national multi-level medical security system, improve the definition and business classification of health insurance, and bring medical accident insurance into health insurance.

In the aspect of product standardization and management and sales, the measures define the conditions that should be possessed in the operation of health insurance, promote the professional level of operation, adhere to the protection attribute of health insurance, and clarify the product characteristics and requirements of all kinds of health insurance products. Insurance companies are encouraged to apply information technology and big data to health insurance product development, risk management, claims settlement, etc., to improve the level of management.

In terms of consumer protection, The measures impose prohibitive provisions on the sale of health insurance products by insurance companies not to be forced to sell with other products or to induce repeated purchase of cost-compensated medical insurance products with the same or similar protection functions. It is clear that the insurance company shall not require the insured to provide or illegally collect or obtain genetic information or genetic testing data other than the family medical history of the insured; Absorption and adoption of relevant health care reform policies in recent years, such as preferential support for the poor.

"in the next step, the CBIC will continue to implement the requirements of the CPC Central Committee and the State Council on the development of health insurance, do a good job in publicizing and implementing the measures, and improve the relevant supporting detailed rules. To guide the insurance industry to better serve the reform of the national medical and health system and the implementation of the healthy China strategy. " The relevant person in charge of the Banking and Insurance Regulatory Commission said. (reporter Li Chenyang)

The new version of the measures for the Administration of Health Insurance shall not induce consumers to purchase repeatedly

| gov.cn

Recently, the China Banking and Insurance Regulatory Commission issued the newly revised "measures for the Administration of Health Insurance" (hereinafter referred to as the "measures"), which aims to further promote and standardize the development of health insurance and strive to meet the growing health security needs of the people.

It has been learned that the "measures" have been comprehensively revised from the aspects of definition, classification, product supervision, and sales management of health insurance, standardize the design, sales and operation of health insurance products, and settle claims, and encourage health insurance to fully assume social responsibility. In terms of conceptual positioning, health insurance is positioned as an important part of the national multi-level medical security system, improve the definition and business classification of health insurance, and bring medical accident insurance into health insurance.

In the aspect of product standardization and management and sales, the measures define the conditions that should be possessed in the operation of health insurance, promote the professional level of operation, adhere to the protection attribute of health insurance, and clarify the product characteristics and requirements of all kinds of health insurance products. Insurance companies are encouraged to apply information technology and big data to health insurance product development, risk management, claims settlement, etc., to improve the level of management.

In terms of consumer protection, The measures impose prohibitive provisions on the sale of health insurance products by insurance companies not to be forced to sell with other products or to induce repeated purchase of cost-compensated medical insurance products with the same or similar protection functions. It is clear that the insurance company shall not require the insured to provide or illegally collect or obtain genetic information or genetic testing data other than the family medical history of the insured; Absorption and adoption of relevant health care reform policies in recent years, such as preferential support for the poor.

"in the next step, the CBIC will continue to implement the requirements of the CPC Central Committee and the State Council on the development of health insurance, do a good job in publicizing and implementing the measures, and improve the relevant supporting detailed rules. To guide the insurance industry to better serve the reform of the national medical and health system and the implementation of the healthy China strategy. " The relevant person in charge of the Banking and Insurance Regulatory Commission said. (reporter Li Chenyang)



Xi Jinping meets Russian President Vladimir Putin
Xi Jinping pointed out: this year is an important year for Sino-Russian relations to carry forward the past and open up the future. The two sides solemnly celebrated the 70th anniversary of the establishment of diplomatic relations, held a series of...

Xi Jinping talks with Brazilian President Bosonaro
Xi Jinping pointed out: last month, President Bosonaro paid a successful state visit to China, and the consensus reached by us is being actively implemented. At the just-concluded second session of China International Import Expo, the turnover of...

Xi Jinping meets Indian Prime Minister Modi
Xi Jinping stressed: I am willing to maintain close communication with you, jointly grasp the direction of bilateral relations, enhance political mutual trust, properly manage differences, expand practical cooperation, and lead the better and more...







Create an institutional air that can mobilize everyone's potential
On November 12, Premier Li Keqiang presided over a forum of experts and entrepreneurs on the economic situation to listen to opinions and suggestions on the current economic situation and the next step in economic work. The prime minister said that it...














Li Keqiang presided over an executive meeting of the State Council to hear a report on the investigation of the "March 21" special major explosion accident and a briefing on the investigation and investigation of responsibility in Jiangsu Xiangshui Tianjiayi Chemical Co., Ltd.
Premier Li Keqiang presided over an executive meeting of the State Council on 13 November to hear a briefing on the investigation and investigation of the "March 21" special major explosion accident in Jiangsu Xiangshui Tianjiayi Chemical Co., Ltd. To...





Clean and warm, the "Yi" card must be played well
Burning loose coal causes great pollution to the environment. In recent years, China has made great efforts in coal to gas and coal to electricity, which has changed the heating pattern of coal combustion in China for a long time. According to the...

























Li Keqiang presided over an executive meeting of the State Council to hear a report on the investigation of the "March 21" special major explosion accident and a briefing on the investigation and investigation of responsibility in Jiangsu Xiangshui Tianjiayi Chemical Co., Ltd.
Premier Li Keqiang presided over an executive meeting of the State Council on 13 November to hear a briefing on the investigation and investigation of the "March 21" special major explosion accident in Jiangsu Xiangshui Tianjiayi Chemical Co., Ltd. To...