Harbin set up Science and Technology guarantee funds to help Enterprises financing Development
Xinhua News Agency, Harbin, 14 Nov (Reporter Qiang Yong) the reporter learned from the Harbin Municipal Bureau of Science and Technology that in order to further give full play to the financing function of patents and other intangible assets, Harbin has recently set up loan guarantee funds for science and technology enterprises. The initial capital of 200 million yuan to solve the financing problems of science and technology enterprises.
The science and technology guarantee funds mainly support the registration and taxation in Harbin, Technology-based small and medium-sized enterprises and high-tech enterprises with independent intellectual property rights, strong innovation and high technology level, good market prospects and economic and social benefits, asset-liability ratio not exceeding 70%, transformation and industrialization of scientific and technological achievements. In addition, the patent right, equity, accounts receivable and other assets used by enterprises for pledge belong to clear, undisputed and unsecured assets, and there is no bad credit record in the credit information system of the people's Bank of China and the credit management system of scientific research within 3 years.
In view of the high risk of intellectual property and other intangible assets pledge business, Harbin is exploring the construction of science and technology enterprise financing database, data exchange, solve the problem of information asymmetry, and can provide accurate support for enterprises. In the next step, relevant departments and investment and financing institutions will establish a linkage mechanism to provide online and offline financing services such as investment, guarantee, and loan risk compensation for science and technology enterprises, and provide value-added services such as listing roadshows, investment and financing training for entrepreneurs. Adapt to the financing needs of the whole life cycle of enterprises.